Shared Ownership Valuation
A RICS Red Book valuation for shared ownership properties. Required when you buy additional shares in your property (staircasing), remortgage or sell a shared ownership home.
Every valuation is prepared by an RICS Registered Valuer, follows the RICS Valuation — Global Standards (the "Red Book"), and is accepted by all housing associations. Includes GROUND RENT and lease considerations as standard.
Shared Ownership Valuation
Our Home Surveyor & Property Valuer Accreditation & Professional Membership
Our Shared Ownership Valuations are carried out by qualified surveyors who belong to the professional bodies that set UK property standards. Every report is prepared to recognised guidance and is completely independent, so you can rely on the findings when you buy, sell or value a home.
What Is a Shared Ownership Valuation?
A shared ownership valuation is a RICS Red Book valuation that determines the current market value of a shared ownership property. It is required whenever you need to buy additional shares in your property (known as staircasing), sell your shared ownership home, or remortgage. The valuation provides an independent, evidence-based figure that the housing association uses to calculate the price of the shares you are buying or selling. The report must be prepared by an RICS Registered Valuer and be no more than three months old at the point of completion.
What It Covers
- A full inspection of the shared ownership property, inside and out
- A detailed description of the property including location, accommodation, construction, condition and tenure
- Current market value of the property as a whole — the figure used for staircasing or sale calculations
- Ground rent and lease terms considered within the valuation
- Comparable market evidence supporting the valuer's opinion of market value
- A RICS-compliant report meeting all housing association requirements
- Photographs of the property included in the report
What It Does Not Cover
- A building survey or structural assessment of the property
- Defect diagnosis or repair advice
- Testing of services (gas, electric, water, drainage)
- An estate agent's market appraisal or sales advice
- Legal advice on the shared ownership lease or staircasing terms
Is a Shared Ownership Valuation Right for You?
A shared ownership valuation is specifically for shared ownership leaseholders who need to determine the current market value of their property for staircasing, selling or remortgaging. It is not a general-purpose valuation and is not suitable for standard freehold or outright-owned properties.
Suitable For
- Staircasing — buying additional shares in your shared ownership property
- Selling a shared ownership property
- Remortgaging a shared ownership home
- Valuation for the housing association's nomination period
Not Suitable For
- Non-shared ownership properties
- Outright owned properties
Not sure which valuation you need? Speak to a valuer for free, no-obligation advice.
What Is Included in Our Shared Ownership Valuation
Every shared ownership valuation we produce includes the following as standard.
RICS Red Book Compliant
A formal valuation report prepared in accordance with the RICS Valuation — Global Standards (the "Red Book"), meeting the requirements set by all housing associations for staircasing, resale and remortgage valuations.
Prepared by an RICS Registered Valuer
Every valuation is personally prepared and signed by an RICS Registered Valuer — a valuer whose qualifications, experience and integrity have been independently assessed and are regularly reviewed by RICS.
Accepted by All Housing Associations
Our shared ownership valuations are accepted by every major housing association operating across Bedfordshire, Buckinghamshire, Cambridgeshire, Hertfordshire, Northamptonshire, Greater London and Oxfordshire.
Current Market Value for Staircasing or Sale
The valuation provides the current open market value of the property, which the housing association uses to calculate the cost of additional shares during staircasing or the resale price.
GROUND RENT and Lease Considerations
We assess and account for ground rent obligations and lease terms within the valuation, as these directly affect the market value of shared ownership properties.
Delivered Within 5 Working Days
Your completed valuation report is delivered by email within 5 working days of the property inspection. Urgent turnaround available on request where staircasing deadlines apply.
How the Shared Ownership Valuation Process Works
From enquiry to completed report — straightforward and professional, with direct liaison with your housing association if required.
Get a Quote
Contact us with the property details, your housing association name and the purpose of the valuation (staircasing, sale or remortgage). We respond within 24 hours with a fixed-price quote.
Book the Appointment
Choose a date that works for you. We schedule the valuer's inspection within 5–10 working days of your instruction, working around any staircasing deadlines.
Valuer Inspects
The RICS Registered Valuer visits the property, inspects it inside and out, measures accommodation and assesses all factors affecting value including lease terms and ground rent.
Receive Your Report
Your completed Red Book valuation report is delivered by email within 5 working days of the inspection. We can send a copy directly to your housing association on request.
Shared Ownership Valuation Questions
Why do I need a valuation for staircasing?
When you buy additional shares in your shared ownership property ('staircasing'), the price you pay is based on the property's current market value, not the value when you first bought. The housing association needs an independent RICS valuation to calculate the cost of the additional shares. The valuation must be prepared by an RICS Registered Valuer and be no more than 3 months old at the point of completion.
Will you liaise with my housing association?
Yes, we are experienced in working with housing associations across our seven counties and can liaise with them directly regarding the valuation requirements, format and delivery. Most housing associations have specific requirements for shared ownership valuations and we ensure our reports meet them. Just let us know which housing association you are with when you enquire.
Get a Fixed-Price Shared Ownership Valuation Quote
Free, no-obligation quote within 24 hours. Prepared by an RICS Registered Valuer, accepted by all housing associations, and delivered within 5 working days.